Hoe kan ik gaan over het kiezen van die student lening consolidatie programma te doorlopen en waarom consolideren?
MB2008 asked:
Huidige studenten proberen om een voorsprong te krijgen op de aflossing van mijn leningen die bedrijven zijn de meest legit en wat moet ik letten? Ook waarom zou / t een niet moeten consolideren?
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Huidige studenten proberen om een voorsprong te krijgen op de aflossing van mijn leningen die bedrijven zijn de meest legit en wat moet ik letten? Ook waarom zou / t een niet moeten consolideren?
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4 comments
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I’m not sure you can consolidate your loans if you are still in school. Are these government loans or private loans? If government, are any of them subsidized loans? If they are, this means they are interest free until you graduate and consolidating might affect that.
Consolidation is a way of locking in a lower interest rate for the life of the loan, and many companies offer bonuses like cash back for 1.25% of the loan after 24-months of payments. Interest rates on loans vary as the economy varies. By consolidating, you lock in the current rate forever. With current rates being close to 8%, I would not recommend consolidating at this time. When rates FINALLY go back down to 6 or 7%, you will be stuck at 8%. Unless you hear that rates are suddenly jumping to 12% in 3-months, hold off.
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