Category — Personal Finance
How do I estimate my student loan interest payments?
I 'm trying to figure out what my payments will be monthly interest student loans. Loan? for $ 5,000. The interest rate will be? approximately 8.2% (it 's variable, bench?). The window of refund? of 72 months. How much per month would pay the interest? I need to know before applying for the loan and get stuck with a ridiculous interest rate.
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August 9, 2009 2 Comments
The guy on the phone is telling me that they all offer the same deal and the same services, but I don’t believe him. Does it matter if I go with Academic Financial Services (AFS) or Sallie Mae or any other company, or are they really all the same?
August 4, 2009 3 Comments
I have two private student loans that I start paying on in July. One is 13% $12700 and the other is 12% $12280. I am closing on a condo so I need to get these in order so I can budget accordingly. Are there many good fixed-rate private consolidation loans? Personal experience please? Also, I have a really high credit score…I don’t see why my interest was so high in the 1st place. My home loan is super low. What type of payment could I expect if I do not consolidate?
August 1, 2009 1 Comment
Hoe schat ik mijn de rentebetalingen van de studentenlening?
I' m dat probeert te berekenen hoeveel mijn de rentebetalingen van de studentenlening maandelijks zullen zijn.
De lening is voor $5.000. De rentevoet zal ongeveer 8.2% zijn (it' s variabele, niettemin). Het terugbetalingsvenster is 72 maanden.
Hoeveel per maand zou ik in rente betalen? Ik moet het weten alvorens voor de lening van toepassing te zijn en wordend geplakt met een belachelijke rentevoet.
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June 30, 2009 2 Comments
These crooks known as Sallie Mae have screwed me. Two years ago I started receiving my student loans, and the interest rate at the time was only 2%. I even have a sheet of paper stating that. My total in loans was $42,000. I get my statement in the mail last week and suddenly I owe them $57,000 and they jacked up my interest rate to nearly 18%. I nearly cried. I called Sallie Mae right away stating, I cannot pay $688.00 a month it is just ludicrous. I only have a couple more weeks to find a cheap, but very respectable loan consolidation company. My sister uses Nelnet, but they haven’t gotten back to me yet. For all of you college graduates what is a cheap, but VERY respectable and honest Student Loan Consolidation company? You can email me with details if you’d like. Thank You.
May 31, 2009 4 Comments
Where can I get financial consultation or advice on student loans, consolidation, credit scores and mortgages?
May 31, 2009 1 Comment
Should place my student loan in forbearance while I save for a downpayment on a home?
By: househungry
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May 17, 2009 3 Comments
Terrible Student Loan Consolidation Rates?
I have 6 student loans (federal) for about $60K total balance. One of my loans has an interest rate of 2.8% FIXED. Everything else is a variable rate, presently at ~6.8%. If I consolidate all loans, I’ll end up with about a 5.875% fixed rate. If I don’t include the 2.8% loan in the consolidation, I’ll end up with two loans, the one at 2.8% fixed rate and the consolidated loan which will become a fixed rate at ~6.8%.
The question – I want to preserve the 2.8% part of my student loan with a separate payment BUT I don’t like the 6.8% consolidated fixed loan rate. Are there other alternatives to the rates offered by loan consolidation companies that offer less than a 6.8% rate?
What have you smart gals/guys done to beat these over inflated rates???
Thanks for all advice.
By: tc
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May 6, 2009 No Comments
Hoe zou ik mijn betalingen van de studentenlening moeten structureren?
Ik heb een Hoop federaal (geconsolideerd) en priv? studentenleningen, zowel. Mijn priv? leningen zijn op een veranderlijke rentevoet. Ik vind als ik mijn wielen betalend elke maand aan een saldo spin dat doesn' t schijnt zich te bewegen.
Wat kan ik doen? Zou ik de vaste tariefleningen in deferrment dubbel op de veranderlijke tarieflening betalen moeten zetten en?
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March 25, 2009 3 Comments
Will a “Debt Consolidation ” company also help with Ed fund student loans that are now defaulted? I am considering looking into debt consolidation. My student loans are being garnished by ed fund from my wages. they have also just taken my Ca state income tax check. If I do debt consolidation, will they be able to stop my wages from being garnished?
March 18, 2009 2 Comments