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Category — Credit

Student loan consolidation vs. rehabiliation?

Hope asked:


My student loan is currently in consolidation. I hadn’t realized that I could’ve rehab’d it and eventually it would come off of my credit report after 9 months of on time payments. Now I don’t qualify for rehab b/c its not in default anymore since I consolidated it. Is there any way I can get out of the consolidation program and get into the rehabilitation one?

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December 23, 2009   2 Comments

it seems like there aren’t any lenders that do federal student loan consolidation programs. Are there any out there? not private loans.so far it seems like the dept of ed has ended other programs. please help thanks Ruth. Can you ask your relative if it was a federal loan? New question, is it possible to debt consolidate federal student loans?? so there’s debt and then student loan consolidation.

December 5, 2009   5 Comments

I have a few loans from Sallie Mae. I would like to consolidate them into one loan, hopefully at a lower interest rate. Does anyone have any suggested companies that you have dealt with for student loan consolidation?

student consolidation
krisnickeh asked:




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October 31, 2009   No Comments

How does dept consolidation work? My friend is being harassed from creditors for 16 student loans that he has?

student consolidation
ealvarez1920 asked:




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October 16, 2009   4 Comments

Can you use a student debt consolidation loan for personal use?

student consolidation
mistyerious asked:



For consolidation loan just curious.

My federal loan and they dont do credit checks or anything for consolidation loan just curious.

For consolidation loan and they dont do credit checks or anything for consolidation loan just.


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September 6, 2009   2 Comments

How long does take for a student loan creditor to report to credit bureaus a past due balance as finally paid?

student loan
Curt F asked:


Hello experts! I am recovering from a blow to my credit report in the form of two missed payments on a loan after small pupil. The bill was sent to borrow my parents 'house who retires and has been in Europe for the past 3 months so I don' t blame myself entirely. However – I just paid the balance of payment last week and the 'm. curious about the effect it will have on my report. So my questions are: 1) the lender will require a month for signs that the loan payment to the credit bureaus, or is this more of an instantaneous process? 2) Now that the client's debts are paid, the loan will be removed from the "accounts" against The section of my report and my jump sign up at all? I 'm really interested in developing my sign – this shot was a real punch in the nose for me. I guess there are always bumps in the road: ( Thanks in advance of the well for all your help and I 'm waiting impatiently to read your answers. – CF

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August 29, 2009   3 Comments

Does a student loan and a bank loan affect your credit the same way?

student loan
videogamer1979 asked:


I have a credit card (revolving credit) and I have a student loans (fixed monthly payments). I want to keep a customer of a turn and a regular customer. A bank loan that pays off the student loans would look better as a fixed loan? I guess my question is: They both count as fixed loans are the bank loan or a more "authentic" fixed loan?

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August 9, 2009   2 Comments

What is the lowest credit score I can have to get a student debt consolidation loan?

Loon-A-TiK asked:


i have a lot of student loan debt and want to consolidate. however, i’m sure that because it is a private loan they’re going to run my credit. do you know what is the lowest score i can have to consolidate?
I don’t need debt management- my bad credit is the result of the ratio between my income and huge student loans. This totally messes with your credit. I’m working with a law firm to get this under control. I just need to consolidate my loans and while I can wait until my credit improves, I want to start saving money now.

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August 9, 2009   No Comments

Ich brauche Informationen über Kredit-und Schuldenkonsolidierung (Student Darlehen und andere Schulden)?

student consolidation
adria m asked:


Was Darlehen Konsolidierung und Schuldenkonsolidierung ist? Wie funktioniert die Konsolidierung der Arbeit, was sind die verschiedenen Optionen für die Konsolidierung? Was sind die Vor-und Nachteile der Konsolidierung der Schulden und Darlehen? welche sind die besten Tools und Rechner für die Darlegung der Ergebnisse der Konsolidierung? Also, ich möchte eine Liste der nützlichsten Websites und Artikeln, die geben mir diese Informationen in einem informativen, unvoreingenommene, umfassende, aber einfach zu Art und Weise zu verstehen.

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May 26, 2009   6 Comments

Hoe verwijder ik een recente betaling van de studentenlening uit mijn kredietrapport?

student loan
Curt F asked:


Hallo deskundigen.

Jammer genoeg kwam ik enkel te weten dat ik een zeer kleine duistere studentenlening had die vorige maand in terugbetaling ging en ik miste miljard. Ik schakelde adressen en vergat op de een of andere manier om hen te hebben dat lening aan mijn nieuw adres door:sturen: (Controleerde ik zo mijn kredietrapport en it' s rapporteerde daar als ongunstige rekening en het zegt TransUnion zegt het niet tot 06/2014 zal verwijderd worden.

Nochtans schijnt het als I' ve vernam andere mensen die deze dingen krijgen die uit hun rapport worden verwijderd nadat zij het achterstallige bedrag betalen. Is dit iets I' m dat enkel of kan ik het gepaste bedrag werkelijk betalen en dan de fout veronderstelt hebben die uit mijn kredietrapport wordt verwijderd?

Hartelijk dank voor uw hulp

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May 25, 2009   7 Comments

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